sni108 Terms & Conditions

sni108 accepts deposits via a range of local Indonesian payment methods. All deposits are processed in Indonesian Rupiah (IDR). The following conditions apply:

• Minimum deposit: Rp 10.000 per transaction unless otherwise stated in an active promotion.
• Accepted methods: BCA, BRI, BNI, Mandiri, CIMB Niaga, OVO, DANA, GoPay, ShopeePay, and LinkAja. Available methods may vary and are subject to change without prior notice.
• Processing time: Most deposits are credited to your sni108 balance instantly or within five minutes. Bank transfer deposits may take up to 30 minutes during peak periods.
• Own funds only: You must only deposit funds that belong to you and that have been obtained through legitimate means. Depositing funds on behalf of another person is prohibited.
• No credit: sni108 does not extend credit to players. You may only wager funds that are present in your account balance at the time of placing a bet.
• Failed deposits: If a deposit transaction fails after funds have left your payment account, contact our support team with your transaction reference number. sni108 will investigate and resolve within 24 hours (WIB).

Players may request withdrawals of real-money funds from their sni108 account subject to the following conditions:

• Minimum withdrawal: Rp 50.000 per transaction.
• Verification requirement: KYC verification must be completed before any withdrawal is processed. Unverified accounts may deposit and wager but cannot withdraw.
• Same method rule: Withdrawals are processed to the same payment method used for the most recent deposit wherever technically possible. This is a fraud-prevention measure and applies without exception unless sni108 expressly approves an alternative.
• Processing time: Standard withdrawals are processed within three minutes to three hours. In exceptional circumstances — including but not limited to large withdrawal amounts, security reviews, or payment processor delays — processing may take up to 24 hours (WIB).
• Wagering of deposits: sni108 requires that deposited funds are wagered at least once (1x turnover) before a withdrawal can be requested, solely to prevent payment processing abuse. This is not a bonus condition and applies to all real-money deposits.
• Withdrawal limits: Maximum withdrawal amounts per transaction and per day may apply and are displayed in the Withdrawal section of your account at the time of request.
• Right to review: sni108 reserves the right to delay or withhold any withdrawal pending security review, KYC completion, or investigation of suspected Terms violation.

sni108 offers a range of bonuses and promotional offers to eligible players. All bonuses are subject to the following general conditions, in addition to any specific terms stated at the time of the offer:

• Eligibility: Bonuses are available to eligible registered players only. sni108 reserves the right to determine eligibility at its sole discretion and to exclude any player from any promotion.
• Wagering requirements: All bonus funds are subject to a minimum wagering requirement, which will be stated clearly on the promotion page. Wagering requirements must be met before bonus-derived winnings can be withdrawn.
• Validity period: Each bonus carries an expiry date. Bonus funds and associated wagering requirements that are not completed within the stated validity period will be forfeited automatically.
• Game contributions: Not all games contribute equally toward wagering requirements. Sports bets typically contribute 100%. Live casino games and slots may contribute at different rates as disclosed per promotion.
• One bonus at a time: Players may not hold multiple active bonuses simultaneously unless sni108 expressly permits this in the promotional terms.
• Abuse prevention: sni108 actively monitors for bonus abuse, including but not limited to: low-risk hedging strategies designed to exploit promotions, multiple accounts, and coordinated play. Accounts found to be abusing bonuses will have winnings voided and may be permanently suspended.
• Seasonal promotions: sni108 may offer special promotions tied to Indonesian cultural events such as Idul Fitri, Ramadhan, and Indonesian Independence Day (17 August). These promotions carry their own specific terms disclosed at the time of launch.

The following general rules apply to all wagers placed on sni108. Game-specific and sport-specific rules are published in the relevant sections of the Platform and are incorporated into these Terms by reference.

• Bet confirmation: A wager is only valid once confirmed and assigned a unique bet reference number by the sni108 system. Placing a bet does not guarantee acceptance — sni108 reserves the right to refuse or limit any wager at its discretion.
• Odds accuracy: sni108 endeavors to display accurate odds at all times. In the event of a manifest error in odds pricing (e.g., a decimal error resulting in clearly incorrect prices), sni108 reserves the right to void affected bets and refund stakes.
• Minimum and maximum stakes: Minimum and maximum stake limits apply per bet and per market. These limits are displayed at the time of placing the wager and may vary by sport, market type, and account tier.
• Result determination: Sporting event results are determined by the official governing body of the relevant sport. For togel (numbers lottery) games, results are determined by the official draw output published by the licensed draw operator. Casino game results are determined by certified RNG systems.
• Live betting: In-play (live) betting markets may be suspended or closed at any time for operational or integrity reasons. Bets placed immediately prior to a suspension are subject to review and may be voided if the market was suspended due to a known outcome.
• Mix parlay: Mix parlay (multi-leg accumulator) bets require all legs to win for the bet to return a profit. If any single leg is void, that leg is treated as a 1.00 multiplier and the bet continues on remaining legs, unless the promotion terms state otherwise.

The following activities are strictly prohibited on sni108. Engaging in any prohibited conduct may result in immediate account suspension, forfeiture of balances, and reporting to relevant authorities:

• Using automated software, bots, scripts, or any other artificial means to interact with the Platform.
• Engaging in match-fixing, spot-fixing, or any form of sports integrity corruption.
• Collusion with other players to gain an unfair advantage in any game.
• Using information or software that provides an unfair advantage over the house edge in casino games.
• Depositing or withdrawing funds for the purpose of money laundering or any other financial crime.
• Providing false identity information or using another person's payment method or identity.
• Accessing the Platform from a jurisdiction where online gambling is explicitly prohibited by law.
• Threatening, harassing, or abusing sni108 staff or other players through any communication channel.
• Attempting to exploit software bugs, system errors, or display glitches to gain an unauthorized advantage. Any winnings derived from system errors must be reported and will be voided.

All content on the sni108 platform — including but not limited to the brand name, logo, website design, graphics, text, software, game interfaces, and audio-visual elements — is the exclusive intellectual property of sni108 or its licensed content providers and is protected by applicable intellectual property laws.

You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for personal entertainment purposes in accordance with these Terms. You must not:

• Copy, reproduce, distribute, or publicly display any part of the Platform without prior written consent from sni108.
• Reverse-engineer, decompile, or attempt to extract the source code of any software component of the Platform.
• Use sni108's brand name, logo, or trademarks in any manner that implies endorsement, affiliation, or association without express written permission.
• Create derivative works based on any content found on the Platform.

Third-party game content (including games provided by Pragmatic Play, Evolution Gaming, Microgaming, NetEnt, Spribe, and Pocket Games Soft) remains the intellectual property of the respective studios and is subject to their own licensing terms.

To the fullest extent permitted by applicable law, sni108 and its operators, directors, employees, agents, and licensors shall not be liable for:

• Any direct, indirect, incidental, special, consequential, or punitive losses arising from your use of or inability to use the Platform.
• Loss of winnings resulting from technical failures, internet disruptions, or third-party payment processing errors beyond sni108's reasonable control.
• Unauthorized access to your account resulting from your failure to maintain the security of your login credentials.
• Any losses arising from your reliance on information, odds, or statistics displayed on the Platform.
• Service interruptions arising from scheduled or emergency maintenance.

sni108's total aggregate liability to you under these Terms — regardless of the form of action — shall not exceed the total amount of real-money funds deposited by you to sni108 in the 30-day period immediately preceding the event giving rise to the liability.

sni108 is committed to protecting the personal data of all registered players. Our collection, use, storage, and disclosure of personal information is governed by our Privacy Policy, which forms an integral part of these Terms & Conditions.

By registering a sni108 account, you consent to the processing of your personal data as described in the Privacy Policy. Key data practices include:

• Personal data is collected solely for the purposes of account operation, identity verification, fraud prevention, and regulatory compliance.
• sni108 does not sell personal data to third parties for marketing purposes.
• Data is retained for a minimum of five years following account closure, in compliance with applicable anti-money laundering and record-keeping requirements.
• Players may request access to, correction of, or deletion of their personal data by contacting our support team, subject to legal retention obligations.

sni108 is committed to promoting safe, responsible, and sustainable gaming. We provide the following tools and resources to all registered players:

• Deposit limits: Set daily, weekly, or monthly deposit caps on your account to control spending.
• Loss limits: Define a maximum loss threshold over a specified period. Once reached, further wagers will be declined until the limit period resets.
• Session time reminders: Configure session duration alerts that notify you when you have been playing for a defined period.
• Cooling-off period: Take a short break from the Platform for a defined period (24 hours to 6 weeks) without permanently closing your account.
• Self-exclusion: Request permanent self-exclusion from sni108 at any time. Self-exclusion is irreversible for the minimum period selected (minimum 6 months) and prevents all account access and marketing communications.

If you believe gambling is negatively affecting your life or the lives of those around you, please visit our Responsible Gaming page or contact our support team immediately at [email protected]. We are available 24/7 and will assist you in accessing the appropriate tools or external support organizations.

sni108 reserves the right to amend, modify, update, or replace these Terms & Conditions at any time and at its sole discretion. The following process applies to all amendments:

• Material changes to these Terms will be communicated to registered players via email and/or a prominent notice on the Platform at least seven (7) calendar days before the changes take effect.
• Minor changes (including typographical corrections, formatting updates, or clarifications that do not alter the substantive rights of players) may take effect immediately without prior notice.
• Continued use of the Platform following the effective date of any amendment constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must cease use of the Platform and close your account before the effective date.
• The date of the most recent revision is displayed at the top of this page. We recommend reviewing these Terms periodically to remain informed of your rights and obligations.

These Terms & Conditions are governed by and construed in accordance with the laws of the jurisdiction in which sni108 holds its international gaming licence. Nothing in this clause limits any mandatory consumer protection rights you may hold under Indonesian law.

In the event of any dispute arising out of or in connection with these Terms or your use of the Platform, the parties shall first attempt to resolve the matter through good-faith negotiation. If a dispute cannot be resolved by negotiation within 30 calendar days, the dispute shall be referred to binding arbitration administered under internationally recognized arbitration rules.

Notwithstanding the foregoing, sni108 reserves the right to seek emergency injunctive or other equitable relief in any court of competent jurisdiction to protect its intellectual property rights or to prevent irreparable harm.

If you have any questions, concerns, or complaints regarding these Terms & Conditions, please contact the sni108 support team through the following channel:

For formal legal correspondence, please direct communications to the registered address of the sni108 operating entity as provided upon written request to the support email above.